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ShadowMan

USA
4158 Posts

Posted - 12/02/2007 :  08:11:17 AM  Show Profile  Visit ShadowMan's Homepage  Reply with Quote
The article does not state that the complaint is based on the FBI's investigation or case - it states only that the FBI opened an investigation into the matter after the NC attorney general filed suit against the developers.

UCBI has already stated that they've allocated the nearly 24 million dollars in loans as bad debt. 24 million, versus 8 billion in assets. That is three tenths of one percent of their assets (.03%). Their gross profit last year was more than 300 million dollars. 24 million in that context is about the same as you or I buying a refrigerator. It's not something we need or want to purchase very often, but it's necessary this time and it's something we plan around once it's there. I walked through UCB the other day and I didn't see any fear on the faces of the workers there that their jobs were in jeopardy.

It's still just a filed complaint. To paint it as anything other than that at this juncture is, well...at best, deceptive. It's a lawyer's opinion on behalf of his clients that the banks should be lumped in with the developers (and subsequently ensure that he'll get a more sizable paycheck out of it). I could file a complaint against the Governor if I wanted, stating that his policies caused me to gain weight and jeopardized my health. It would show up on the docket with all those official looking stamps on it just like this one. That doesn't mean I'll win any judgment against him for it though, or be able to collect any compensatory damages for it.

ShadowGo to Top of Page

shucks


2145 Posts

Posted - 12/02/2007 :  3:52:22 PM  Show Profile  Reply with Quote
In reading the UCB article, I am sure there is a lot more to this story, but I fail to see just how this in any way , shape, form or fashion can be labeled "God's Work. That is asenine.

ShucksGo to Top of Page

spam4einstein


839 Posts

Posted - 12/02/2007 :  10:17:53 PM  Show Profile  Reply with Quote
The "new" Mex place next to Sav-A-Lot is now closed (el camino real). 2 owners in its short seven months. Something else is opening there like a breakfast/lunch place. Napoli, El Camino, & The Cajun trailer have all come and gone since the spring. Tough market to break into here.

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mad4martinis

USA
13730 Posts

Posted - 12/03/2007 :  07:29:12 AM  Show Profile  Reply with Quote
Well, Napoli's was great. Maybe it was the "location" with that one. Besides, the owner has better things to do with his wife now!
I can see why the mexican went under. Foaming salsa & crusty guacamole don't make for an appetizing meal. Never at at the cajun trailer, but a friends hubby did & he said it was awful.

Comfort Cafe' is seeing some slowness at lunch now. I think it has to do with Fatz. Cobb's Mill was packed the other night, don't know about their lunch crowd.

"How often misused words generate misleading thoughts."
-Herbert SpencerGo to Top of Page

Cherry Blossom

USA
18932 Posts

Posted - 12/03/2007 :  07:51:33 AM  Show Profile  Reply with Quote
Hubby and I both went to El Camino seperately and both did not love it. Bugger was totally unpleased, because he had to have shredded steak and could not have traditional ground beef. I thought the shredded beef was good, but hubby did not, bugger would not even eat it, because it had vegtable pieces in it. All of the salsa's were less that close to good to us.

That is very sad, I wish all businesses the best of luck.

As far as good restraunts, I can see why they are still around, Grinds and Glazes, Saw Mill, The Griddle, Cobb's Mill, Cook's, etc.... they've got some good food, that's why they are still around.

Cherry Blossom

S,,M,,I,,L,,E


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BlueRose


417 Posts

Posted - 12/03/2007 :  11:30:12 AM  Show Profile  Reply with Quote
Gee Maddy, We went to Comfort Cafe on Friday. Got there around noon and it was packed.  Fatz is still packin them in though. I'd like to know when Jim ever gets any rest. No matter what time of the day we go, there he is working his tail off but with a smile!  I'm addicted to the shrimp and I keep waiting for the day my doctor comes in to catch me eating one of those scrumptious desserts. 

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mad4martinis

USA
13730 Posts

Posted - 12/03/2007 :  12:56:33 PM  Show Profile  Reply with Quote
That's good news Blue Rose. I'm going to comfort cafe' today.
Jim is in his element when it's like this for them. He gets a full charge out of it!!


"How often misused words generate misleading thoughts."
-Herbert SpencerGo to Top of Page

Country

USA
159 Posts

Posted - 12/04/2007 :  9:56:04 PM  Show Profile  Reply with Quote
I think it would be great if everyone boycotted the products that cause the factory closings around here. Once Levi's closed in BR I vowed to never buy another pair for myself or my hubby. I am a Wal-mart protester - their business practices are awful. I buy everything at Family Dollar and Dollar General. I ahven't stepped foot in a Walmart in over 3 years and I don't miss it one bit. in fact, I think I save money becuase I don't buy a lot of useless items that I used to. I shop at Sharon's Fashions - for more upscale than Family Dollar - she has nice clothes and shoes at reasonable prices. Several people have mentioned opening businesses in Blairsville (clothing, linens, etc) but are afraid to becuase Walmart might be coming.

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mad4martinis

USA
13730 Posts

Posted - 12/04/2007 :  10:16:46 PM  Show Profile  Reply with Quote
Wahoooo!!! Another Anti-Walmarter!!!!! WELCOME COUNTRY!!!!

"How often misused words generate misleading thoughts."
-Herbert SpencerGo to Top of Page

local gal


12 Posts

Posted - 12/05/2007 :  09:08:11 AM  Show Profile  Reply with Quote
Hello all. I am also anti Walmart. I saw first hand what the store does to small communities. Don't think it helps your town. The long term disadvantages are devastating.

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Geo

USA
114 Posts

Posted - 12/05/2007 :  11:56:03 AM  Show Profile  Reply with Quote
If you think businesses are closing now, wait for WalMart in Blairsville, and see what happens. Look at Murphy and how many small businesses went under. Ask some of the Muphy people--they'll tell ya.

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HoneyBee

USA
4364 Posts

Posted - 12/05/2007 :  1:04:51 PM  Show Profile  Reply with Quote
Hey maddy, look's like our anti-WalMarters group might be growing.
Businesses won't open when they see teh current businesses are closing.

Seems to be working against the growth plan everyone has in store for us.


Everything I say is fully substantiated by my own opinion.Go to Top of Page

shucks


2145 Posts

Posted - 12/06/2007 :  6:45:40 PM  Show Profile  Reply with Quote
I think you folks have flawed info. In fact, towns that have a Wal Mart tend to show an increase in business.

If a small business closes, do not blame it on Wal Mart, blame it on lack of adequate financing, lack of a business model, lack of marketing and lack of business acumen.
All new business fail within 1 year anyway, that is a known fact, check with the SBA for info.

Your anti WalMart fight is like Don Quixote, in the end it will all be for naught. All the closet Wal Marters will be out and shopping in the aisles, just like the rest of us.

Face it, the face of American shopping has changed and so will shopping in Union County. Let's see, Wal Mart contributed over 1.2 billion to local charities last year, how much did local business contribute?

Before you lambast Wal Mart, you need to get your facts straight.

Shucks, a Wal Mart advocate

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spam4einstein


839 Posts

Posted - 12/06/2007 :  8:50:29 PM  Show Profile  Reply with Quote
I guarentee that the average small retail biz donates more of its earnings to charity then Walmart. Wish their was a statistic for that.


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mad4martinis

USA
13730 Posts

Posted - 12/06/2007 :  10:23:04 PM  Show Profile  Reply with Quote
LOL! The difference between my company donating to charities & Walmart, is that I can't bill back the vendor like Walmart does. Sure, they donate pencils, paper, etc but they bill back the vendor for the money. If the vendor doesn't pay them back, then guess what? Walmart quits doing busniess with them. Small businesses don't have that option. It's nice to know you're so supportive of local businesses Shucks. It's shows. Ha!

"How often misused words generate misleading thoughts."
-Herbert SpencerGo to Top of Page

HoneyBee

USA
4364 Posts

Posted - 12/07/2007 :  09:44:21 AM  Show Profile  Reply with Quote
Sorry Shucks, football buddy, but there is no way Wal-mart can help us.

Everything I say is fully substantiated by my own opinion.Go to Top of Page

shucks


2145 Posts

Posted - 12/07/2007 :  09:44:38 AM  Show Profile  Reply with Quote
Maddy, do I detect a little sarchasm(sic) in your post?

I do support local business, in fact I just got back from the Hole in the Wall Restaurant, took the gang out for breakfast.

I buy from Home Depot all the time. Brasstown Pharmacy gets a lot of business from me, so does Sav a Lot, Bi-Lo and Ingles, CVS sees me quite often.

I am looking to buy a car from Blackwell's, I shop at Nelson's all the time. So your surmise that I do not support local business in patently incorrect.

I support Wal Mart because they are the major retailer that affords lower income families products and goods at a savings. How they do it is totally immaterial to me. Most of the incorrect info published about Wal Mart is incorrect and unverifiable.

What I do not purchase locally are things like printer cartridges, $32.95 in Blairsville, $14.95 at Wal Mart. I buy books from Amazon.com. I am a comparison shopper, I go for the best deal.

If and when Wal Mart opens in Blairsville, you will see an upswing in the economy, more jobs available, increased business downtown and a better retail atmosphere. There is a word for this but I cannot think of it right now.

Shucks

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Lavender

USA
2797 Posts

Posted - 12/07/2007 :  10:22:04 AM  Show Profile  Reply with Quote
I agree with ya Shucks!

Do unto others as you would have them do unto you.Go to Top of Page

shucks


2145 Posts

Posted - 12/07/2007 :  10:32:50 AM  Show Profile  Reply with Quote
Is this the same HB that stated just last week she was shopping at the hated Wal Mart?

HB, you know you are a closet Wal Mart shopper, just like most people. When Wal Mart comes to Union, you will be first in line to get orange jerseys,

ShucksGo to Top of Page

HoneyBee

USA
4364 Posts

Posted - 12/07/2007 :  10:57:27 AM  Show Profile  Reply with Quote
Shucks, you have err'd in several way's.

The Wal-mart's in this area would only carry Ga stuff and some Gayter stuff, I have already done my investigative work into that. The Ellijay Wal-Mart is the only Wal-mart I can find in our LOCAL Ga area that carries Tenn stuff.

I never, ever, ever said that I didn't shop at Wal-mart. My father just recently retired from Wal-Mart as a truckdriver and I have 2 more uncles that still drive for them. My children have stock in Wal-mart. Wal-Mart has some excellent selections and is very affordable.

I don't see them as the great white hope of Union County. Minimum wage job's, part time hours, increased pollution and traffic.

I said "I DO NOT WANT A WAL-MART BUILT IN UNION COUNTY". I have never denied shopping there and if you go and read under the Wal-Mart post you will see that I posted a while back that if they build it, then I probably will shop there.

I JUST DON'T WANT ONE BUILT HERE.

If folks want to shop then the DRIVE TO MURPHY OR ELLIJAY they can eat at Longhorn's after they finish shopping and pick up their alcohol while they are there.

Everything I say is fully substantiated by my own opinion.Go to Top of Page

Cherry Blossom

USA
18932 Posts

Posted - 12/07/2007 :  12:52:36 PM  Show Profile  Reply with Quote
The Walmart in Murphy is fine with me, I don't need one closer.

Cherry Blossom

S,,M,,I,,L,,E


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Wildflower

USA
4528 Posts

Posted - 12/07/2007 :  1:15:27 PM  Show Profile  Reply with Quote
quote:

I support Wal Mart because they are the major retailer that affords lower income families products and goods at a savings.

How they do it is totally immaterial to me.

Most of the incorrect info published about Wal Mart is incorrect and unverifiable.

Shucks


How they do it is immaterial to you?

How they do it is to go to China. That is material to everyone, because it helps to create more lower-income families by sending their manufacturing jobs overseas.

I am not one to tell people outright to stop shopping at Wal-Mart, because right now, that may be the only way their household budget works. It's sheer survival.

However, we would all do well to understand that how Wal-Mart keeps their prices low, affects our entire economy.

Wal-Mart almost brought Rubbermaid to their knees. I read an excellent book by an author who worked for Rubbermaid in the 1960's. Back then, a Rubbermaid worker could support a family. After Wal-Mart was finished with them, that was no longer the case. And Rubbermaid has to employ lots of Mexicans now to keep their prices low enough for Wal-Mart.

Wal-Mart is not alone in being the engine that sends jobs to China, but they are one of the most aggressive.

I always laugh when people say they are going to stop buying from China. Start looking at the country origins on all the products in your house!

Say "Hello" to China, and "Goodbye" to American jobs!

WildflowerGo to Top of Page

shucks


2145 Posts

Posted - 12/07/2007 :  3:00:03 PM  Show Profile  Reply with Quote
HB, you stated that if Wal Mart moves into Blairsville all we will see is minimum wage jobs and short hours.

So, how would that be any diffferent than what is paid in Union now. Businesses are closing, wages are minimum, no jobs, no industry and a bleak future. And, the ground for WAL MART isn't even broken yet!!!

Who can we blame the current situation on??

There is a Wal Mart in Ellijay, last time I was at Starbucks( when do you think a Starbucks will be in Blairsville) the entire area was crowded with people shopping. Wal Mart did not put those establishments out of business, actually it grew, new restaurants etc.

I can take you to dozens of small towns in Georgia in the same boat with Blairsville, same problems, stores closing,plants closing, minimum wages. Conversely, I can also take you to many small communities with Wal Mart's and the economy is vibrant, new business and people working.

The social fabric of small towns is changing, for better or worse, but changing. Progress is here, Union is not what it used to be and will never go back. For the betterment of all, embrace the inevitable and do not get caught up in the blame game and let the world pass you by.

When most of us were young we all wanted a 1957 Chevrolet. Frankly the 1957 Chevrolet was a piece of junk by most automotive authorities but today I want my Mercedes because I do not want to and will not go back.

Shucks

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HoneyBee

USA
4364 Posts

Posted - 12/07/2007 :  3:16:08 PM  Show Profile  Reply with Quote
I do not believe that there will be enough shoppers to support a Wal-mart in Union County.

Why do we need another restaurant??

As for Starbucks I like their coffee's but I won't pay $3.00 for a cup of it. I think that it will be a long time before we see one.

Minimum wage and short hours, then why bring it here if we already have it?

Wal-mart is not our great white hope.

What benefits and tax breaks will they get to build here?

How about a Target or a store you can't find within a 2 hour radius. If we are forced to accept something, then let's invite someone other than Wal-mart. Then the people who have Wal-marts will come here to shop at out Target.

Everything I say is fully substantiated by my own opinion.Go to Top of Page

mad4martinis

USA
13730 Posts

Posted - 12/07/2007 :  4:20:24 PM  Show Profile  Reply with Quote
Ya know, if I were one of the big dogs with Wal-Mart (& i'm not,because I have a concious) then I wouldn't move in here at all. A high % of their revenue comes from beer/wine sales. Same with Ingles not buiding their super-store here. I don't see it happening to the degree they want it to be. Now, they'll probably move into that existing building next door, but to build a new one...Not going to happen w/o beer/wine sales. The mark-up on alcohol is outrageous! I wish we sold it! LOL
Hey, I think we can!!!

"How often misused words generate misleading thoughts."
-Herbert SpencerGo to Top of Page

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